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How Does a One-Time Klarna Card Work?

Published in Finance 2 mins read

A one-time Klarna card, also known as a Klarna virtual card, is a temporary card number that you can use for online purchases. It allows you to make a single purchase without needing to enter your full credit card details on the merchant's website.

Here's how it works:

  • Generate a Virtual Card: When you choose to pay with Klarna, you'll be given the option to generate a one-time virtual card.
  • Secure Purchase: Enter the virtual card number, expiry date, and CVC code at checkout. This information is unique to that specific purchase.
  • Payment Processing: Klarna processes the payment using your linked payment method, typically your bank account or credit card.
  • No Need for Recurring Payments: This virtual card is only valid for the single purchase you made. You won't be charged again using this card.

Benefits of Using a One-Time Klarna Card:

  • Enhanced Security: Your actual credit card details are not shared with the merchant, reducing the risk of fraud.
  • Convenience: You can easily make online purchases without needing to enter your full credit card details each time.
  • Flexibility: You can choose to pay for your purchase in installments using Klarna's payment options.

Example:

Imagine you're buying a new pair of shoes online. You can choose to pay with Klarna and generate a one-time virtual card. You enter the virtual card details at checkout, and Klarna processes the payment using your linked bank account. You've made your purchase securely and conveniently without sharing your actual credit card information.

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