How Do I Use My Apple Credit?

You can use your Apple Credit to make purchases at Apple Stores, on Apple.com, and with Apple Pay.

Using Apple Credit at Apple Stores

1. Inform the cashier: When you're ready to pay, tell the cashier you'd like to use your Apple Credit.
2. Present your Apple Card: Show the cashier your Apple Card, either physical or digital, to complete the transaction.

Using Apple Credit on Apple.com

1. Select Apple Card at checkout: During the checkout process, choose Apple Card as your payment method.
2. Enter your Apple Card details: Provide your Apple Card information, such as your card number and expiration date.

Using Apple Credit with Apple Pay

1. Add your Apple Card to Apple Pay: Open the Wallet app on your iPhone or Apple Watch and add your Apple Card.
2. Use Apple Pay at participating retailers: Hold your iPhone or Apple Watch near the contactless payment terminal to complete your purchase.

Tips for Using Apple Credit:

• Check your credit limit: Make sure you're not exceeding your credit limit to avoid additional fees.
• Pay your balance on time: Paying your balance on time helps maintain a good credit score and avoid late fees.
• Use Apple Credit responsibly: Avoid using Apple Credit for unnecessary purchases.