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What does chama mean?

Published in Culture and Society 2 mins read

"Chama" is a Swahili word that can have different meanings depending on the context. It can refer to:

1. Informal Savings and Credit Groups

  • In East Africa, particularly in Kenya, Tanzania, and Uganda, "chama" is commonly used to describe informal savings and credit groups.
  • These groups consist of individuals who pool their money together, usually on a regular basis, to provide loans to members and build savings.
  • They are often based on trust and community ties, offering a valuable financial service to those who may not have access to traditional banking institutions.

2. Social Gathering or Party

  • "Chama" can also refer to a social gathering or party, often held for a specific purpose, such as celebrating a birthday or holiday.
  • These gatherings are typically informal and involve friends, family, or members of a community.

3. Group or Organization

  • In some contexts, "chama" can simply mean a group or organization, similar to the English word "club."
  • This meaning is less common than the other two, but it can be used in various situations.

Examples:

  • "I joined a chama to save money for my daughter's education." (Savings and Credit Group)
  • "We're throwing a chama to celebrate John's graduation." (Social Gathering)
  • "The chama is meeting tonight to discuss its next project." (Group or Organization)

Note: The meaning of "chama" is often clear from the context of the conversation.

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